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Business Analyst - Fresher

Job Description:

We are seeking a highly analytical and detail-oriented Business Analyst to join our team at DPDzero. As a Business Analyst, you will play a crucial role in conducting detailed business analysis within the lending and collection management domain. You will collaborate with cross-functional teams to develop and execute collection strategies, optimize performance, and drive growth. Your expertise in budgeting, forecasting, variance analysis, pricing, and reporting will be essential in ensuring efficient allocation of resources and delivering actionable insights to stakeholders.

Responsibilities:

  • Conduct detailed business analysis to identify and understand business problems, opportunities, and potential solutions within the collection management domain.
  • Collaborate with cross-functional teams to develop and execute collection strategies that optimize performance and drive growth.
  • Assist in budgeting and forecasting collection activities, ensuring efficient allocation of resources.
  • Plan and monitor collection performance, conducting variance analysis to identify areas for improvement and implement corrective actions.
  • Contribute to pricing strategies for collection services, ensuring competitive and profitable offerings.
  • Generate regular reports and dashboards to track collection performance and provide actionable insights to stakeholders.
  • Gather and define business requirements, translating them into clear and concise documentation for stakeholders.
  • Collaborate with stakeholders to ensure alignment and effective communication throughout the collection strategy development and implementation process.

Requirements:

  • Smart and eager to learn, with a strong interest in the lending and collection management industry.
  • Solid understanding of quantitative concepts and the ability to work with numbers effectively.
  • Strong problem-solving skills, with the ability to analyze complex business issues and propose innovative solutions.
  • High level of integrity, professionalism, and attention to detail in all interactions.
  • Excellent interpersonal and communication skills, with the ability to effectively collaborate with cross-functional teams and present findings to stakeholders.
  • Engineering/MBA graduate from a premier institute.
  • Strong academic record and the ability to apply analytical thinking to problem-solving.
  • Familiarity with budgeting, forecasting, variance analysis, pricing, and reporting concepts.

About DPDzero

Credit penetration in India faces significant challenges, necessitating focused attention. Without proper infrastructure, extending credit to unserved and underserved populations remains elusive.

DPDzero is on a mission to enhance credit penetration by enabling lenders to concentrate on acquiring new customers, while we handle delinquency management. We are an 18-month-old startup, collaborating with over 20 lending partners . We have secured $3.25 million in seed funding from Blume Ventures, India Quotient, Better Capital, etc.

Company Description:

DPDzero is a pioneering fintech company dedicated to extending formal credit access to the next billion individuals in India. Our cutting-edge platform leverages machine learning and a digital-first approach to transform the lending industry. By prioritizing compliance, data-driven decision-making, and a culture of experimentation, we aim to maximize value for lenders while delivering an unparalleled customer experience. Join us as we revolutionize the financial landscape and empower individuals with greater financial opportunities.

Customers:

At DPDzero, we work with a diverse range of ambitious lenders, both established players and emerging disruptors, who are reshaping the credit ecosystem in India. Some of our esteemed customers include Cashe, Ring, TATA Capital, IndusInd Bank, KreditBee, and more, with new additions each month.

Our Approach:

We partner with our lenders by taking charge of their collections portfolio, allowing them to focus on customer acquisition while we ensure efficient recovery from their customers. Our technology-driven platform leverages machine learning algorithms to optimize collections strategies and drive maximum recovery rates.